Borrow against securities

Borrow Smart. Stay Invested.
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Hassle free Lending
24-hour disbursal
7+ years of trust
Trusted by 1000’s of borrowers

Borrow against your mutual funds

Get up to ₹1 Cr at competitive rates, without liquidating your investments

Access instant liquidity while keeping your long-term wealth creation journey intact with Motilal Oswal's trusted lending solutions
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No impact on credit score
24-hour disbursal
35+ years of trust
Trusted by 4M+ clients

Premium Loans Powered by Your Investments

Our loan solutions are designed for professionals and investors who need quick access to funds without compromising their financial goals

Salaried Professionals

Access liquidity during emergencies

Quick emergency funding

Minimal documentation

Competitive interest rates

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Investors

Don't break your compounding to raise funds

Keep investments intact

Leverage your portfolio

Maintain wealth building

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Simplified 4-step Loan Journey

Get your loan approved in just 4 simple steps with our streamlined digital process

Fill basic details

Provide your personal and financial information in our simple online form

Upload documents

Submit required documents digitally through our secure platform

Get approved

Receive instant approval notification based on our quick assessment

Money credited in 24 hrs

Funds are directly credited to your bank account within 24 hours

Choose Your Loan Type

Flexible loan solutions tailored to your investment portfolio and business needs

Loan against securities

Use your existing investments as collateral and borrow instantly

Up to ₹50L loan amount

10.50% p.a. onwards

No portfolio disruption

IPO Funding

Get funding for IPO applications without blocking your capital

Up to ₹1Cr loan amount

10% p.a. onwards

Quick processing

Loan against property

Finance working capital or expansion — without red tape

Up to ₹5Cr loan amount

11% p.a. onwards

Quick approval

Strategic borrowing starts with Finvest

Built on trust, compliance, and customer satisfaction - here's why thousands choose Motilal Oswal Finvest Limited

RBI-Registered NBFC

Fully compliant & secure

24-Hour Disbursal

Money in your account by tomorrow

Trusted by 1000’s of Users

Trusted by thousands. Built for you

Hassle free Lending

Empowering you with quick, easy, and stress-free loans